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Financial Aid

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What is financial aid?

Financial aid provides funding for qualified students through a variety of sources, each with its own eligibility and application guidelines. Our staff will help you navigate the financial aid process, such as filing applications for federal programs and completing required loan documents. Most financial aid work can be completed online at home or in our Student Services Office.
 
What types of financial aid are available? 
 
Eastland-Fairfield Career & Technical Schools offer students enrolled in full-time credentialed programs four forms of Federal Student Aid: Pell Grants, Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct Parent Loan to Undergraduate Student (PLUS) Loans.
 
Pell Grant
 

Federal Pell Grant is based on financial need. This grant is part of the Title IV entitlement of the Higher Education Act of 1965. Since the Federal Pell Grant is an entitlement, it does not have to be repaid, if the student completes their program.

 

Federal Direct Student Loans

Students and parents can apply for three types of federal student loans, including: Subsidized, Unsubsidized, and Parent PLUS loans. Each of these loans have a fixed interest rate and can be re-paid over a period of 10-25 years, depending on the repayment plan you choose. Interest rates for all Federal loans are set each spring for new loans being made in the upcoming award year. These rates are tied to financial markets and are fixed for the life of the loan.

The amounts that students can borrow are determined by their dependency status. Student borrowers are not required to undergo a credit check. Parent borrowers must apply for PLUS loans and their credit is checked during that process. Students whose parents are turned down for PLUS loans might be able to borrow more money than their dependency status normally permits.

Direct Subsidized Loan - A Direct Subsidized Loan is available to eligible students with financial need. The Federal Government pays the interest on the loan while the student is in school or in the grace period following the class. The student is allowed a six month grace period after leaving school before repayment must begin. Students who first borrowed subsidized loans after July 1, 2013 can only receive subsidized loans for 150 percent of the published length of their current program.
 
Direct Unsubsidized Loan - Eligibility for this loan is not based on financial need. The borrower can pay the interest while in school, during grace and deferment periods, or the interest can be accrued and added to the principle at the time of repayment.
 

Direct Parent Loan to Undergraduate Student (PLUS) Loans - The Direct PLUS Loan is not based on financial need, but the borrower must be creditworthy. The amount of a PLUS loan cannot exceed the student's cost of attendance minus other financial need.

 

Other financial assistance options may be available to students from one or more of the following government programs:

 

Bureau of Vocational Rehabilitation

Trade Adjustment Act

Veteran Benefits

Workforce Innovation and Opportunity Act

 

We also offer payment plans. 

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Eastland Career Center

4465 S. Hamilton Road
Groveport, Ohio 43125
fax: (614) 836-4525

High School:
Nelson Karshner, Director
Jennifer Miller, Assistant Director
Brent Garee, Assistant Director
(614) 836-5725
Lzeisler@efcts.us

Adult Workforce Development:
Angela Ward, Director
(614) 836-4541
msmith@efcts.us
Fairfield Career Center

3985 Coonpath Road NW
Carroll, OH 43112
fax: (740) 756-4680

High School:
Shelley Groves, Director
Derek Roeth, Assistant
Director
(614) 837-9443 or (740) 756-9243
ajames@efcts.us

Adult Workforce Development:
Angela Ward, Director
(740) 756-9243 or (800)
686-3336
dmurphy@efcts.us
District Office

4300 Amalgamated Place
Groveport, Ohio 43125
(614) 836-4530
fax: (614) 836-0203
kpontius@efcts.us

Adult Workforce Development:
Angela Ward, Director
(614) 836-4541 Choose Option #1
dmurphy@efcts.us
Treasurer’s Office:
Dawn Lemley, Treasurer
(614) 836-4532 Choose Option #5
(614) 836-5429 fax
tacton@efcts.us

Superintendent’s Office:
Bonnie Hopkins, Superintendent
(614) 836-4530 Choose Option #2
bhopkins@efcts.us

Caroline Davis, Assistant Superintendent
cdavis@efcts.us
© 2017. Eastland-Fairfield Career & Technical Schools. All Rights Reserved. CMS Created by eSchoolView
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